DZ BANK’s objective is to offer relevant products, exemplary services and efficient processes - and thereby develop ourselves into a leading financial services group. As a central bank we serve as the subsidiary partner of about 850 local cooperative banks. We conceive, develop and provide products and services aimed at every relevant customer segment for the primary banks to market, and provide them with liquidity balancing and reliable refinancing management services. As an internationally oriented corporate bank we serve SME customers directly and provide them with the full range of Corporate Finance products to fund both operations and investments. In Investment Banking, we are specialised in Fixed Income and private-customer-focused securities services. We put the exceptional placing power of the integrated cooperative financial services sector to work at the interface between the capital markets and the custody account institutions. Our International division provides a worldwide hub for the primary banks and their customers.